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Details: Created: 07 August 2019; Last Updated: 07 August 2019

What do you know about the Ogden rate? Also known as the discount rate, this is used to work out the interest of the compensation payout amount that victims who have suffered life-changing injuries will receive to cover their future losses. As victims can invest their payout, this rate dictates the percentage of the payout which will be deducted by insurers.

Details: Created: 15 July 2019; Last Updated: 15 July 2019

When going on a trip, a quarter of travellers buy their single-trip travel insurance at the last minute, often opting for the cheapest deal available. While this may seem like a cost-effective option at the time, this strategy will not only leave you at risk of not having sufficient cover in place, but it may also cost you more money per annum if this isn’t your only trip away in the year.

Details: Created: 15 July 2019; Last Updated: 15 July 2019

Making a claim on your insurance can be a stressful process and without the right support, it can feel like there’s no-one but you to fight your corner. If your claim has been rejected then don’t despair, there are things that can be done to either overturn the decision or get back on your feet by other means. We take a look at the steps you can take when dealing with a rejected claim.

Details: Created: 20 June 2019; Last Updated: 20 June 2019

Details: Created: 20 June 2019; Last Updated: 25 June 2019

As from 1^st September 2019 we will no longer be opening on Saturday morning. Our normal opening hours will be 9.00am to 5.00pm Monday to Friday.

Since the company commenced on 1^st January 1973, we have opened on Saturday mornings, mainly to allow customers who work during the week the opportunity to visit us. Over the last two to three years we have experienced a large reduction in customers visiting our office on a Saturday morning. This seems to be due to a rise in the use of email, internet banking and the ability to pay premiums by credit/debit card over the ‘phone.

Changing your vehicle on a Saturday? - Either contact us before 5pm on the Friday before, or you can obtain instant temporary cover via our Motor Plus website here outside our office hours.

We hope that this will not inconvenience you and look forward to your continued custom.

The Illingworths Team

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J Illingworth & Co Ltd

1 Newgate House, York

YO1 7LA

Registered in England

No. 01076768

General: 01904 631622

Financial Services: 01904 464800

E: This email address is being protected from spambots. You need JavaScript enabled to view it.

We charge a fee for financial advice. Full details of our financial advice charges are in the Financial Services Client Agreement and Financial Services Keyfacts link to the right.

Full details of our Mortgage Advice services and cost can be found in the Mortgage Client Agreement and Mortgage Services and Costs link to the right.

J Illingworth & Co Limited is authorised and regulated by the Financial Conduct Authority. Our Financial Services Registration number is 207560. Our entry on the Financial Conduct Authority Register can be found Here

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

J Illingworth & Co Ltd is a credit broker. We work exclusively with several lenders. We only arrange credit in respect of insurance placed through our agency.

J Illingworth & Co Ltd.

Our Services

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Could you save money with multi-trip travel insurance?

How to deal with a denied insurance claim

Insurance Broking - an industry for young people

IMPORTANT NOTICE – Change in opening hours

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